{"id":1929,"date":"2025-11-24T06:25:02","date_gmt":"2025-11-24T06:25:02","guid":{"rendered":"https:\/\/s9fintech.com\/?page_id=1929"},"modified":"2025-11-24T06:26:05","modified_gmt":"2025-11-24T06:26:05","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/s9fintech.com\/index.php\/terms-and-conditions\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text]<\/p>\n<h2><b>Terms and Conditions for MoneyAnna<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Welcome to MoneyAnna, operated by S9 Fintech Private Limited, a company having CIN \u2013 U65990MH2020PTC345288, duly incorporated under the laws of India with its registered office at 8, 825, ECSTACY BUSINESS PARK, JSD ROAD, CITY OF JOY, Mumbai, Mumbai Suburban, Maharashtra, 400080. Throughout these Terms and Conditions, the terms \u201cMoneyAnna,\u201d \u201cwe,\u201d \u201cus,\u201d or \u201cour\u201d refer to S9 Fintech Private Limited. By accessing or using our App, you agree to be bound by these Terms and Conditions. Please read these terms of use (\u201cTerms\u201d) carefully before you use the platform since they constitute the agreement between (a) you (b) us (c) Asset Management Companies (\u201cInvestment Partner\u201d). We and Investment Partner shall collectively be referred to as (\u201cAffiliates\u201d).<\/span><\/p>\n<h2><b>Description of Services<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">MoneyAnna provides a comprehensive platform facilitating mutual fund transactions, aggregation, and management of your financial assets to support informed financial decisions. We do not guarantee financial returns and recommend seeking professional advice for investments.<\/span><\/p>\n<h2><b>User Eligibility and Registration<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">You must be at least 18 years old, legally capable, and provide accurate information while registering and using the app. Parents\/guardians are advised to supervise minors using the app. Account security and confidentiality of login credentials are your responsibility. Unauthorized use must be reported immediately.<\/span><\/p>\n<h2><b>User Obligations<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use the app lawfully and responsibly.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Protect your login credentials and notify us promptly of any misuse.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Do not misuse, hack, or engage in fraudulent activities on the app.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Consent to our data collection from investment partners such as banks, AMCs, NBFCs, and others for service delivery.<\/span><\/li>\n<\/ul>\n<h2><b>Mutual Fund Transactions<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">MoneyAnna enables transactions in mutual funds. Transactions are subject to the policies of the asset management companies and regulatory authorities such as SEBI and AMFI. Refunds for unsuccessful transactions will be credited to the registered bank account within 15 working days. Cancelled or completed transactions cannot be reversed through the app; redemption is subject to mutual fund company policies.<\/span><\/p>\n<h2><b>Intellectual Property<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">All content on MoneyAnna, including text, software, graphics, and logos, is owned by S9 Fintech Private Limited and protected by applicable IP laws. Unauthorized reproduction or usage is prohibited.<\/span><\/p>\n<h2><b>Liability and Disclaimers<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">MoneyAnna is provided \u201cas is,\u201d with no warranties of accuracy or completeness. We disclaim liability for losses from app use. Users are responsible for verifying information and exercising prudence in financial decisions.<\/span><\/p>\n<h2><b>Prohibited Conduct<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Users must not:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Disrupt platform security or operation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Transmit harmful, unlawful, or offensive material<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use automated tools to scrape data<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Violate others\u2019 rights or applicable laws<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Undertake deceptive or fraudulent behavior<\/span><\/li>\n<\/ul>\n<h2><b>Use of Google Analytics and Cookies<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">We use Google Analytics and cookies for performance analysis and user experience improvement. Personal financial data is not shared with Google Analytics.<\/span><\/p>\n<h2><b>Refunds and Cancellations<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Refunds for failed mutual fund transactions are processed per asset management company policies within 15 working days. Completed transactions cannot be cancelled; withdrawals require redemption as per fund rules.<\/span><\/p>\n<h2><b>Amendments<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">S9 Fintech Private Limited reserves the right to amend these Terms at any time. Continued use of the app implies acceptance of changes.<\/span><\/p>\n<h2><b>Governing Law<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">These Terms are governed by Indian law, with disputes resolved in courts located in Mumbai, Maharashtra.<\/span><\/p>\n<h2><b>Indemnification<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Users agree to indemnify S9 Fintech and affiliates against any claims arising from violations of these Terms or illegal conduct.<\/span><\/p>\n<h2><b>Contact<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">For queries or support, contact\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">reach@s9fintech.com<\/span>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text] Terms and Conditions for MoneyAnna Welcome to MoneyAnna, operated by S9 Fintech Private Limited, a company having CIN \u2013 U65990MH2020PTC345288, duly incorporated under the laws of India with its registered office at 8, 825, ECSTACY BUSINESS PARK, JSD ROAD, CITY OF JOY, Mumbai, Mumbai Suburban, Maharashtra, 400080. Throughout these Terms and Conditions, the terms [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1929","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/s9fintech.com\/index.php\/wp-json\/wp\/v2\/pages\/1929","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/s9fintech.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/s9fintech.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/s9fintech.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/s9fintech.com\/index.php\/wp-json\/wp\/v2\/comments?post=1929"}],"version-history":[{"count":2,"href":"https:\/\/s9fintech.com\/index.php\/wp-json\/wp\/v2\/pages\/1929\/revisions"}],"predecessor-version":[{"id":1931,"href":"https:\/\/s9fintech.com\/index.php\/wp-json\/wp\/v2\/pages\/1929\/revisions\/1931"}],"wp:attachment":[{"href":"https:\/\/s9fintech.com\/index.php\/wp-json\/wp\/v2\/media?parent=1929"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}